The procedure depends on the circumstances and they are treated differently for the perpetrator and the victim, for accidents with and without human victims, for situations where the driver conceals from the scene, or one of the participants has expired.

Keep in mind! Inappropriate action after an accident on the arm of the insurer. You give him carte blanche to deny him compensation, and sometimes you lose the right to drive. Administrative sanctions for accidents on the road are governed by articles 12/27/1 and 12/27/2 of the Administrative Code. One wrong step, and a 1,000-ruble fine. In 15 days, the arrest or revocation of a driver's license for 1.5 years will be revalidated.

First second after accident-order of operation

The accident happened. What to do after the accident:

    Stop, exit the vehicle; check the passengers with the driver's condition, and make sure that no one needs medical attention; Make an emergency stop sign; turn on the lights.
  • Stop, step out of the vehicle.
  • Check the passengers for the driver of the other car.
  • Ensure that no one is in need of medical care;
  • Set up an emergency stop sign.
  • Turn on the lights.

Contact the other driver about the way in which the crash was committed. If it was possible to arrive at a consensus, it was possible to proceed with the completion of the documents. The options are:

    Europrotocol refraction (without inspector GIDD); Administration of an administrative offence (if there are victims or other contraindications for Europrotocol).
  • Effects on Europrotocol (without inspector of traffic police);
  • Issuance of an administrative offence (if there are victims or other contraindications for Europrotocol).

Effects of accident without the assistance of the inspectors of HYDB

The easiest and fastest way is to solve the problem without intermediaries. A traffic accident in the so-called Europrotocol is not possible in the detection of a number of circumstances:

    The number of participants in the accident is more than two; one or both drivers lack OSAGO policies; Parties cannot identify the culprit; the amount of damage is estimated to exceed 100 thousand. Rub.
  • Number of participants in accidents more than two;
  • One or both drivers do not have OSAGO policies;
  • Parties cannot identify the culprit;
  • The amount of damage is estimated to exceed 100 thousand tons. Rub.

The presence of at least one of these factors depends on where to contact after the accident and whether to call the inspector.

Attention! In June 2018, the right to form a road accident without a representative of the State Inspection Service was legalized, even if the drivers were divided. To use it, the vehicles (or at least one of them) must be connected to the GLONASS system. Instead, one of the drivers can have a downloaded RCA application on the communicator.

Then follow the pattern:

    Record the tracks of the accident on the photo or video camera (remove the general background and details); ask the witnesses for their contact. If it is possible to take a written statement; please fill out the crash form (by an insurance agent at the conclusion of the OSAGO contract); Finish the presentation: make it easier through the Internet application of the insurer.
  • Record the tracks of the accident on the photo or video camera (remove the background and details).
  • Ask the witnesses for their contacts. If you can get a written statement,
  • Fill out the accident form (issued by an insurance agent at the conclusion of the OSAGO treaty);
  • Finish: Make this easier on the insurer's Internet application.

Fact! In the absence of vehicle liability insurance policies, both drivers will not receive compensation.

Accident with victims

What do we do after the accident, if there are human casualties? It is not appropriate to force the Europrotocol (para. 2.6 of the SDA). The first aid to victims and the challenge of ambulance is becoming a priority for the participants. If the bill goes for a second, show the initiative, deliver the victim to the nearest traumas. Furthermore:

    If you do not need to leave, do not change the location of the vehicles-leave everything as it is before the inspector's arrival; call the HYDB; find the eyewitnesses, contact them, and ask for a statement (in writing); wait for the administrative offence and the GAD Help.
  • Please return to your seat: If you do not need to leave, do not change the car's location-leave everything as it is before the arrival of the inspector.
  • Call HYDRA;
  • Find eyewitnesses, contact them, and ask for a statement (in writing);
  • Please wait until the administrative offence is completed and the GIDB help.

You're the perpetrator of the accident.

It is important for the culprie to ensure the right to appeal to the insurance company on OSAGO. If the incident is correct, the insurer will replace you with damage to the injured party. What to do:

    Stop the vehicle; Find out about the status of the victims, help us, call an ambulance, if necessary; make sure you have the insurance policy of the OSAGO, and it is not expired; Proceed to the registration of the accident-with or without an inspector.
  • Stop the vehicle;
  • Find out about the condition of the victims, help us, call an ambulance, if necessary.
  • Ensure that you have an insurance policy for OSAGO and that it is not expired;
  • Proceed to the traffic accident-with or without an inspector.

We recommend it! If you missed the deadline for the insurance, it is desirable to come with the injured party by mutual agreement and agree on compensation without the insurer's involvement. The board is relevant to accidents without victims.

Presentation of documents for the payment of

Motor insurance in Russia is mandatory for each driver. Without the policy, it is not possible to receive payment for the OSAGO. In order to ensure that the insurer does not refuse to pay compensation, the established time limit must be clearly observed:

    Call the insurance company as soon as possible-preferably at the time of formality of the incident; In addition to the policy and documents for the car in the UK, the accident notification is provided (in case of Europrotocol) or a certificate from HYDB (for accidents with victims); Please fill in the notice carefully. Please indicate the points of the SDA that have violated the culprit. Photographic the completed forms before you send the insurer; Photo and video footage from the scene is desirable to duplicate a flash card or a CD; contact an insurance company with a statement within 5 days of the accident. The sooner, the better. Accident documents may need to be completed; Please wait until the payment is made.
  • Call the insurance company as soon as possible-preferably at the time of formalizing the incident;
  • In addition to the policy and documents, the vehicle in the UK is notified of the accident (by Europrotocol) or a certificate from the State DB (for accidents with victims);
  • Fill in the notice carefully. Please indicate the points of the SDA that have violated the culprit. Take a picture of the completed forms before you send it to the insurer.
  • It is desirable to duplicate the video and video footage from the flash card or CD;
  • Contact your insurance company for 5 days after the crash. The sooner, the better. Completion of accident documents may be required;
  • Please wait until the payment is made.

The insurance company is obliged to transfer money to the props named in the statement within 20 days of the adoption of the resolution. In fact, the term is delayed by a month Payments are made in cash or are offset by the cost of repairs to an accredited STO. The OSAGO policy, civil passport, STS, SPC, should be attached to the application for payment. Specify the requisitals for the transfer of funds. If you do not agree with the amount of compensation, make an independent assessment and resolve the dispute in court.




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